Expanding Opportunity
Financing and business support exclusively for certified minority-owned businesses

What is the Business Consortium Fund?

The Business Consortium Fund (BCF) is a not-for-profit business development group, affiliated with the National Minority Supplier Development Council (NMSDC), and certified by the US Department of the Treasury as a Community Development Financial Institution (CDFI). The nation’s most comprehensive financing and business support organization dedicated exclusively to minority businesses, we offer a wide range of financing programs and business advisory services to NMSDC certified companies.

How BCF Serves Minority-Owned Businesses

BCF creates strategic alliances between corporate America and Asian, Black, Hispanic and Native American owned businesses. As America’s most comprehensive minority business support organization, BCF is able to offer a full line of financing products and business services through a national network of strategic alliance partners including The NMSDC and its 24 affiliated Regional Councils, major corporations, commercial lenders and financial institutions, and business support organizations.

Making A Difference

By serving minority-owned businesses in need of capital or business support, BCF helps grow business which cannot always procure funding through conventional sources on reasonable terms. BCF’s expansive programs, financing products, and services addresses the financing problems faced by the under-serviced minority business community.

Are You Eligible?

BCF offers a variety of financing programs and business advisory services for NMSDC certified minority-owned businesses. To determine if a business is eligible for assistance from a BCF loan, please click here.

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BCF Direct Lending Program

The BCF may provide debt financing directly to NMSDC certified MBEs through its Direct Lending Program. The funds may be used for a variety of purposes and can be in the form of either a term loan or line of credit. The current maximum loan is $500,000 and the minimum is $75,000. The BCF will consider higher loan amounts (currently up to $1.125 million) on a case by case basis. Loan terms may not exceed 7 years.

The BCF will consider many items when evaluating a loan application including: borrowers, future business prospects, repayment ability/capacity, financial condition, earnings history, earnings forecast, management experience, credit history and available collateral. There is a non-refundable $350 application fee required with the Direct Lending Program.

Click the button below to download the BCF Financing Application

Click the button below to download the BCF Personal Financial Statement Form

Also, applications can be submitted to:

Business Consortium Fund, Inc.
575 Lexington Avenue, 4th Floor
New York, NY 10022

or, you can email us with the contact form below:

575 Lexington Avenue, 4th Floor
New York, NY 10022
Tel: (212) 243-7360

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